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Child Education Planning Calculator

Find out how much you need to save every month to fund your child's education. Plan today before costs double.

Your Child's Education Plan

5 years · 13 years to college
Newborn17 years
10% per year
5% (conservative)15% (high)

India's education costs have risen 10–12% annually for the last decade.

10% per year
5% (FD / Debt)15% (Equity / ULIP)

Future Education Cost in 13 Years

₹34.5L

Today's cost of ₹10.0L grows to ₹34.5L at 10% education inflation

Monthly Investment Needed

₹10,858

SIP/monthly premium for 13 years at 10% return

OR Lump Sum Today

₹10.0L

Invest once today at 10% return

Child Insurance + Investment Plan

A child endowment or money-back plan (LIC Jeevan Tarun, LIC New Jeevan Anand for children, HDFC YoungStar) locks in the monthly premium and guarantees the corpus at maturity — even if parents are no longer around. Your agent will compare options.

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