Free Calculator

Health Insurance Premium Calculator

Estimate your family health insurance premium in 30 seconds. Covers all major Indian cities and leading insurers.

Who needs cover?

S

Self

Age 32
S

Spouse

Age 30

Sum Insured

⚠️ Consider ₹10L+ — a single hospitalisation in a private metro hospital can cost ₹3–8L.

Your City

Pre-existing conditions?

Diabetes, hypertension, thyroid, etc.

Estimated Annual Premium

₹10,500

875/month · ₹29/day · ₹5.0L cover for 2 members

That's less than a restaurant meal per day — for complete hospital coverage for your whole family.

Plans to Compare

Star Family Health Optima

Most Popular
· No claim bonus 25–100%· Automatic recharge· 600+ day care

Niva Bupa Reassure 2.0

Best Value
· Unlimited restoration· No room limit· International cover

HDFC Ergo Optima Secure

Premium
· Super top-up included· OPD cover· Any room allowed
Get Exact Quote →