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LIC Commission Calculator 2025

Calculate your first year commission, renewal commission, and total earnings for any LIC plan. Share with your agent WhatsApp group.

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Jeevan Anand (Table 915)

Whole life endowment — most popular LIC plan

First Year: 25%Renewal Y2–Y5: 5%Renewal Y6+: 2%Persistency: +40% of FY

Basic premium per year

1535 years

Policies sold this month

LIC Commission Rates 2025

Complete commission schedule for all major LIC plans

Plan NameTableFY CommissionRenewal Y2–Y5Renewal Y6+

Jeevan Anand

Whole life endowment — most popular LIC plan

91525%5%2%

New Jeevan Labh

Limited premium endowment — high sum assured

83625%5%2%

Jeevan Umang

Whole life with annual survival benefit

84525%5%2%

New Endowment Plan

Basic endowment with life cover

81425%5%2%

LIC Tech Term

Online term plan — high coverage, low premium

85415%7.5%7.5%

Jeevan Amar

Offline term plan — flexible death benefit options

85520%7.5%7.5%

New Money Back — 25 Yrs

Money back every 5 years over 25 year term

82125%5%2%

New Money Back — 20 Yrs

Money back every 5 years over 20 year term

82025%5%2%

Bima Ratna

Non-linked savings plan with periodic payouts

86425%5%2%

Arogya Rakshak

LIC health plan — hospital cash benefit

90615%7.5%7.5%

Jeevan Tarun

Children's plan — education and survival benefits

83425%5%2%

SIIP (ULIP)

Linked investment plan — market-linked returns

8525%2%1%

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